Voluntary Life Insurance

  • Should you feel the need to increase coverage on yourself or your dependents, Naperville Community Unit School District 203 provides all eligible employees with the opportunity to purchase additional life insurance at group rates through Reliance Standard Life Insurance. You pay the full cost of this coverage through after-tax payroll deductions.


    Eligibility: Employees eligible for supplementary life insurance are active employees working 25 or more hours per week, except those working on a temporary or seasonal basis. Legal spouses of eligible employees and domestic or civil union partners where required by law, are eligible under age 75 but must be under age 70 on the date of application.


    Guaranteed Issue: Benefit issue amounts are guaranteed to a certain level without regard to health status if enrollment occurs within 31 days of your effective date. The guaranteed issue amount is up to $100,000 for new employees under age 60 and $20,000 for current employees. Spouses/civil union partners under age 60 are guaranteed an issue of up to $10,000 and dependent children are guaranteed an issue of up to $20,000. Enrollment for supplementary insurance occurs within 31 days of your effective date. If you apply for benefits above the guaranteed issue amounts, you may be subjected to evidence of insurability and a health screening prior to coverage approval.